Finance Option 1
30 Months Interest-Free Credit
Our Hydropool Self-Cleaning* Hot Tubs are available with 30 months of Interest-Free Credit and a minimum deposit of just £500.
- *Excludes ex-display models
- Subject to status. T&Cs apply
Finance Option 2
Buy Now Pay Later (BNPL) – 19.9% APR Representative
Need extra time to manage your finances? Or prefer to keep your money in your account a little longer? With Buy Now Pay Later (BNPL) from Novuna, you can defer your payments for up to 9 months after installation.
How Does BNPL Work?
- Deposit: Pay a 25% deposit upfront.
- Deferral Period: Defer the remaining balance for up to 9 months from the installation date.
Interest and Fees
- Admin Fee: A one-time £29 fee will be added to your outstanding balance.
- Paying Early: Clear the balance in full within 9 months to avoid interest.
- If Deferred Beyond 9 Months:
- Interest for the 9-month deferral period will apply at 19.9% APR.
- Remaining balance defaults to a loan at 19.9% APR Representative, repayable over up to 120 months.
You’re free to make overpayments at any time to reduce the term and interest costs.
How Long Does the Application Take?
- The process typically takes just 20 minutes. You’ll receive an instant decision, and successful applicants will be emailed a link to securely e-sign the documents.
Representative Example If Paid Off Before The 9 Month Ends:
Cash price: £12,950.00
25% Deposit: £3,237.50
Outstanding Balance: £9,712.50
BNPL option allows the balance to be deferred for 9 months from the installation date. An 'exit fee' of £29 is applied by Novuna.
Total outstanding balance
£9,741.50
Representative Example If Not Paid Off Before The 9 Month Ends:
Cash price: £12,950.00
25% Deposit: £3,237.50
Amount Of Credit: £9,712.50
Interest Rate % (Fixed P.A.): 19.9
Representative % APR: 19.9
Duration (including 9 month deferral period): 129
120 Monthly Payments: £199.56
Total Amount Payable
£27,184.70
Settlement Fee
£29.00
Finance Option 3
Interest-Bearing Credit (IBC) – 14.9% APR Representative
Our Interest-Bearing Credit (IBC) option is an affordable and flexible way to purchase your Hydropool Midlands Hot Tub or Swimspa. Spread the cost over 36, 60, or 120 months, with no hidden fees or overpayment charges, giving you full control of your monthly budget.
How Does IBC Work?
- Deposit: Pay a minimum of 25% upfront.
- Flexible Terms: Choose a repayment period that suits your budget — 36, 60, or 120 months.
- Transparent Payments: Before applying, we provide a representative example of monthly payment amounts based on your chosen term.
Competitive Interest Rate
- 14.9% APR Representative: Interest is calculated daily on your outstanding balance, ensuring fair and accurate charges.
- Save on Interest: Make additional payments anytime to reduce the term and total interest paid.
No Hidden Costs
- Overpayment Flexibility: Pay off your loan early or make extra payments without penalties.
- Early Settlement: Call Novuna for a settlement figure based on your current balance plus 2 months’ interest. Settling early reduces the total interest you would pay over the loan’s full term.
Quick and Easy Application
- Time-Saving Process: Applications typically take around 20 minutes.
- Instant Decision: Receive an on-the-spot outcome and, if approved, a link to e-sign your loan documents securely.
Representative Example
Loan terms available 60 months, and 120 months
Cash price: £12,950.00
25% Deposit: £3,237.50
Outstanding Balance: £9,712.50
IBC finance over 120 months (representative example only)
Monthly repayments: £150.62
Total repayable
=£21,311.90
Credit is subject to status and affordability. Terms & Conditions Apply. Arctic Cabins Limited FRN: 702751 trading as Hydropool Midlands is a credit broker, not the lender and is authorised and regulated by the Financial Conduct Authority.
